How does the cycle to work scheme operate?

The Cycle to Work Scheme is a salary-sacrifice employee benefit that enables participants to save up to 43% on the cost of a new bike and hundreds of pounds on their annual commuting costs. Over 2 million people across the country have used the scheme to obtain a bike. Affordability is one of the main benefits of the scheme, helping more people to commute in green and healthy ways.

What contribution does the scheme make?

For employees

  • Users can save up to 42% on a bike through the scheme. To date 2 million people have taken advantage of the scheme.
  • Over half of surveyed scheme user respondents joined the scheme because they could spread the cost over a 12/18 month period (54%), or because they were attracted by the savings that it offered (42%).
  • Since joining the scheme, four-in-five participants claim that they cycle every week, up from just two-in-five before joining the scheme.
  • Over 70% of scheme users said that cycling has led to improved physical health, with 65% of participants also saying that it has contributed to improved mental health and wellbeing.

For employers

  • 90% of employers say that the scheme has had a positive impact on their employees’ wellbeing.
  • A third of employers believe that offering the scheme has given them a competitive advantage in the recruitment and retention of staff, with almost half of employers agreeing that the scheme is integral to their organisation’s benefits package.
  • Almost all employers expect usage of the scheme to increase or stay the same post-pandemic. While 40% expect to see greater uptake.

  • 2 in 3

    Employers offering the scheme said their main reason for doing so was to improve staff wellbeing by encouraging active travel

    8 in 10

    Employers said the Cycle to Work scheme was either an important or very important benefit to their employees


    Save up to 42% of the total cost of a new bike

For Government

  • The Cycle to Work scheme is a crucial enabler of key government priorities including public health, decarbonisation and reducing the cost of living.
  • Cycling can help to prevent and manage more than 20 chronic conditions and diseases like cancers, heart disease, Type 2 Diabetes and depression. Government should be using the scheme to drive positive active travel decisions to improve people’s health.
  • The government has also committed to achieving Net Zero by 2050. Cycling is already firmly understood as a priority to reduce the nation’s carbon emissions. The Cycle to Work scheme is a proven mechanism for helping people to ditch polluting commutes for sustainable and active commutes.
  • The rising cost of commuting is increasingly putting a strain on those on the lowest incomes in our communities.

For retailers

  • The Cycle to Works scheme facilitates retailers to welcome more customers into their stores as the reduced cost of cycling allows a greater number of people to purchase a bike.
  • Scheme providers work with small and family run businesses to offer bikes to employees, helping support high streets across the country.

Our members